Archive for the ‘Helping Others’ Category

Unitus: Helping Reduce Poverty

Monday, October 27th, 2008

There are nearly 3 billion people living in extreme poverty around the world; 70% of the world’s poorest are women and children. Limited schooling and lack of appropriate health education are just some of the chronic issues that are strongly correlated with high poverty rates in women.

Fighting Poverty One Woman At A Time
Inspiring and empowering stories about women who are being given a hand-up through the power of microfinancing. It is a novel concept that is having a load of success. As a business woman, I applaud this group that has gone above and beyond to help families through empowering women to be successful.

  • Each year, more than 8 million people around the world die because they are too poor to stay alive.
  • Over 1 billion people-1 in 6 people around the world-live in extreme poverty, defined as living on less than $1 a day.
  • Over half of the world’s population-nearly 3 billion people-lives on less than U.S. $2 per day.
  • More than 800 million go hungry each day.
  • Every year, 6 million children die from malnutrition before their fifth birthday.
  • Over 11 million children die each year from preventable causes like malaria, diarrhea and pneumonia.
  • Every 3.6 seconds another person dies of starvation and the large majority are children under 5.
  • Over 100 million primary school-age children cannot afford to go to school.

Unitus Battles Global Poverty Through The Microfinance Project
Microfinance is based on the belief that the poor need a hand up, not a hand-out. This new philosophy emerged in the 1970s in places like Bolivia and Bangladesh as social innovators began to offer financial services to the working poor – those who were previously considered “un-bankable” because of their lack of collateral. Once given the opportunity, not only did clients of microfinance institutions (MFIs) expand their businesses and increase their incomes, but their high repay…

Link to Unitus. Spread The Word and Change the World – One Woman At A Time

Help fight Global Poverty – Add a Unitus banner to your website and help raise awareness about this marvelous program.

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Fixed Rate Mortgages

Sunday, April 27th, 2008

The monthly payments for 30 year or 15 year fixed mortgages are the main considerations for many people who are looking to buy a home. Many people wait until they are older before taking on the responsibility of a mortgage so an early payment of this large debt is an important issue to think about. In a situation as important as this time needs to be spent considering all the available options. Probably the most important point is a guarantee of a constant interest rate for the duration of the loan.

It is not uncommon to see lenders offering deals that are too good to be true. Loans agreed with a 15 year fixed mortgage keep the same interest (more…)

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